Scandinavian Business Awards 2026

<p>Escrow Livery has redefined how risk is managed in peer-to-peer commerce. The Finnish fintech eliminates the central flaw in marketplace transactions — the gap between payment and proof. By holding funds, inspecting goods at source, and managing last-mile delivery, it converts blind trust into a verified exchange. Buy-now-pay-later extends that infrastructure to underserved buyers. Currently live in Sweden, with Scandinavia, the EU, and global rollout to follow.</p>